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Chanda Kochhar Quotes

Motivational Chanda Kochhar Quotes And Sayings

Chanda Kochhar Quotes:- Chanda Kochhar (born 17 November 1961) is the former MD and chief executive officer of ICICI Bank. However, on 4 October 2018, she stepped down from her position following allegations of corruption.

Amidst investigations related to Videocon’s bad loans, she was forced by the board of ICICI Bank to take an indefinite leave. The Central Bureau of Investigation named Chanda Kochhar and her husband as beneficiaries in the financial fraud.

Inspirational Chanda Kochhar Quotes

“We actually probably do anything very special for women. But what we do in a very special manner is to remain an absolute gender-neutral, merit-based organization.”-Chanda Kochhar

Inspirational Chanda Kochhar Quotes

“There were so many occasions when I wasn’t around for my kids or my husband. But we learned to work around it.”-Chanda Kochhar


“I chose to be a working wife and mother. Why should I compromise on either?”-Chanda Kochhar


“I have it all because my children did not whine and cry when I was not there.”-Chanda Kochhar


“It’s not easy to have it all. Frankly, you know, you have to give as much to the career that the career requires and, at the same time, you have to give as much to the family as the attention that’s required. But it can be done, yes.”-Chanda Kochhar

“Over the years, we have gone beyond our businesses to take up philanthropic projects in diverse areas – from education to health care to skilling.”-Chanda Kochhar


“Life comprises both: opportunities as well as challenges.”-Chanda Kochhar


“It is important always to make full use of opportunities that come your way, and at the same time, it is important to not just cope with the challenges but try and convert each challenge into an opportunity.”-Chanda Kochhar


25+ Captivating Chanda Kochhar Quotes


“When we look at the credit growth, we should look at it in its totality. Let us not only look at the non-food bank credit growth but also look at the growth across all the instruments of financing.”-Chanda Kochhar


“The important source of finance is now commercial papers, bonds, and so on.”-Chanda Kochhar


“It is crucial to bridge the critical gap between manpower availability and employability by providing sustainable livelihood opportunities for all to grow and prosper.”-Chanda Kochhar

“To reap this demographic dividend, we need to enable the youth to acquire the skills required to get the job or become self-employed.”-Chanda Kochhar


“ICICI Bank was the first bank to recalibrate its ATMs for 2000 and then also for 500 rupee notes, and now we have some ATMs which give out 2000, 500, 100 – all of them.”-Chanda Kochhar


“Even if it does not become cashless economy, it will become a less-cash economy, and I think that itself is going to be a good and big achievement, and I think we are, as a country, going through many of large changes, and ICICI has been a leader in many of them.”-Chanda Kochhar


“The whole thing of moving the currency through currency sorting and detection machines and so on that was the whole process actually encouraging electronic transactions.”-Chanda Kochhar


“I think we have to pick up some sectors where we can make India the global hub in the entire value chain, and the most important sector to pick up should be electronics.”-Chanda Kochhar


Inspirational Quotes By Chanda Kochhar


“Punjab is central to our business strategy, and we are an active partner in the state’s growth.”-Chanda Kochhar


“We will leverage technology to collaborate with the government in its e-governance initiatives.”-Chanda Kochhar


“Remember that relationships are important and have to be nurtured and cherished. Also, keep in mind that a relationship is a two-way street, so be ready to give a relationship just as you would expect the other person to be given to you.”-Chanda Kochhar


“The restructuring theme can be of various kinds. Some amount of debt gets serviced out of cash flows, some get back-ended and resolved with the sale of non-core assets of the company, and some debt gets converted into equity which might today look like a haircut.”-Chanda Kochhar

“The real underlying value comes if you can put a company back into a running state and it becomes a successful viable entity if it continues to repay loans.”-Chanda Kochhar


“Lending has come back in retail; it has come back in working capital. It has also come back in other forms, like government contracts being given out to companies.”-Chanda Kochhar


“My priorities are going to be to play a very balanced role in the sense that I have to keep an eye on the challenges in the environment. At the same time, I have to keep an eye on the optimism that is there for India.”-Chanda Kochhar


“What’s important is that we see each year what the opportunities are, and make use of the opportunity.”-Chanda Kochhar


“As we were growing retail, and it was a huge growth phase, it was very important to keep our quality under control. Therefore, it was not just distribution, not just back-office operations, but also the risk-management practices. And these we learned together, supported by technology.”-Chanda Kochhar


Famous Chanda Kochhar Quotes About ICICI Group


“We have always said that over the medium and long term, we will disinvest some part of our holding in our major subsidiary companies, and life insurance is our largest subsidiary company.”-Chanda Kochhar


“The consolidation that we started in 2009 was clearly the requirement of that time.”-Chanda Kochhar


“It’s not that the regulator doesn’t want the banking industry to grow. The growth of the industry has always been in relation to the GDP (gross domestic product) growth.”-Chanda Kochhar


“The growth that we are targeting for our bank is in line with the banking industry.”-Chanda Kochhar


“Our approach on lending has always been that we will lend to India-linked assets, because that’s the risk that we understand, and that is the business that has been doing very well.”-Chanda Kochhar

“A demography that is digitizing rapidly, and the potential to invest in infrastructure, are the key strengths of India.”-Chanda Kochhar


“In India, we have the opportunity to give innovation the kind of scale that no other country in the world can. Innovation is a necessity.”-Chanda Kochhar


“India did not innovate with the ATMs. But when we brought ATMs into India and made the machines talk in 15 regional languages to the people in rural India, we got millions of transactions on the ATM.”-Chanda Kochhar


Great Quotes by Chanda Kochhar


“If you take existing ideas and make them affordable and scalable, you substantially change business models. India lacks an education system that is research- and creativity-oriented.”-Chanda Kochhar


“Power projects are differently placed on road projects. There’s difference stress across different companies across different groups based on their leverage levels.”-Chanda Kochhar


“The MBA entrance exams are so quantitative-oriented that it keeps out more and more women from joining the MBA classes. If we were to make the entrance exams more all-rounded, you could see more participation.”-Chanda Kochhar


“You can maintain a work-life balance even while pursuing careers.”-Chanda Kochhar


“Payments banks can also act as business correspondents of other banks.”-Chanda Kochhar


“Any of our businesses will not exist in the form that is today, will not exist in the same form one year later, two years later… We have to worry about the disruptions in the business models and the practices.”-Chanda Kochhar


“I thought work and family complete life. Aarti’s enthusiasm and energy levels made me realize that life can be even more wholesome and fuller.”-Chanda Kochhar


“ICICI Group has always been a catalyst in India’s growth and continues to support the country in every sphere.”-Chanda Kochhar


Chanda Kochhar Quotes About Banking


“We have no exposure in Europe and not made any finances to the companies there. So the question of the Greek debt crisis impacting the bank does not arise.”-Chanda Kochhar


“Remember to be sensitive to the feelings of the people around you.”-Chanda Kochhar


“You have to handle the challenges and emerge stronger from them, rather than allow them to bog you down.”-Chanda Kochhar


“Aim for the sky, but move slowly, enjoying every step along the way. It is all those little steps that make the journey complete.”-Chanda Kochhar


“Don’t cut corners or compromise to achieve your dreams.”-Chanda Kochhar


“Take destiny in your own hands.”-Chanda Kochhar


“The Indian banking industry has always been full of competition, and there is enough room for growth.”-Chanda Kochhar


“When I moved from corporate to consumer banking, I brought a lot of synergy with me.”-Chanda Kochhar


Top 10 Chanda Kochhar Quotes And Sayings


“Moving from corporate banking to retail banking to international banking to supervisory roles has meant completely reinventing myself.”-Chanda Kochhar


“Business models that are relevant today are not relevant tomorrow and were not in existence yesterday.”-Chanda Kochhar


“It’s very important to have the comfort of the regulator in every geography where you operate.”-Chanda Kochhar


“I think India’s growth itself will give opportunities for Indian banks to become substantially bigger.”-Chanda Kochhar


“We have to always set an aspiration for ourselves and then strive to get there.”-Chanda Kochhar


“Every entrepreneur, whether man or woman, should start with a robust business structure.”-Chanda Kochhar


“I think everybody wants GST.”-Chanda Kochhar


“No one thing can change the face of any sector.”-Chanda Kochhar


“Only if you aspire for more will you achieve more.”-Chanda Kochhar


“Practise and practice to make your dreams turn into reality.”-Chanda Kochhar